Buying a business
New business ventures
Purchase of vehicles & equipment
Loan Guarantee Scheme
Purchase of business premises
Property development
Re-finance of existing borrowing
Would you like independent unbiased financial advice?
Have you achieved the optimum balance between personal and business finance? There are huge tax implications to be considered!
Would you like a better way of funding the future?
HJS Finance can help you:
• Organise your business and private finances in the most economic way
• Balance funding to maximise tax relief
• Match your borrowing requirements to the most appropriate provider
• Take care of your application and all the administration
HJS Finance do this by:
• Providing independent advice and guidance on funding methods and sources and the associated costs
• Using our skills and knowledge to match your requirements to the appropriate funding sources
• Structuring your proposal in an attractive way for the lender
Funding Sources
Banks and other financial institutions have to ensure lending complies with their particular policies. Policies can change and, as we all know, this can be difficult for business.
HJS Finance can source funds from many providers, who have a variety of criteria for lending. The role of hjs finance is to source the most appropriate funding for your circumstances.
The most appropriate funding will take into consideration:
• Matching the term of borrowing with affordability
• Interest rates (both fixed and variable options)
• The assets available as security
• Arrangement fees and costs
• Penalty clauses and other hidden costs of conditions
"With the help of Steve Hunt at hjs finance, I achieved a very tax-efficient method of borrowing when moving house. Since then I have been receiving full tax relief on my mortgage and am very pleased with the cost savings, I would have no hesitation in recommending hjs finance for similar advice, or any matter pertaining to business and private borrowings."
Grahame Robb
Grahame Robb Associates Ltd
Other financial services
• Business planning
• Financial forecasting
• Personal financial planning for business owners
• Business and share valuations
• Due diligence
• Mergers and acquisitions
• Management buyouts and buyins
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"HJS Finance worked with me to put together my business plan & financial forecasts. I was then able to approach the Bank with confidence, and secure the finance my business needed
Danny Foss
The Orange Rooms (Southern) Ltd
Funding may be for:
• Property purchase or development
• Commercial mortgages
• Business loans for:-
Restructuring existing finance,
Expanding your business
• Lease and hire purchase for:-
Vehicles, Equipment,Plant & Machinery
• Working capital facilities
and cash flow
• Invoice discounting and factoring
• Venture capital
• Residential mortgages
• Buy to let mortgages
